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《HOPE English 希平方》服務條款關於個人資料收集與使用之規定

隱私權政策
上次更新日期:2014-12-30

希平方 為一英文學習平台,我們每天固定上傳優質且豐富的影片內容,讓您不但能以有趣的方式學習英文,還能增加內涵,豐富知識。我們非常注重您的隱私,以下說明為當您使用我們平台時,我們如何收集、使用、揭露、轉移及儲存你的資料。請您花一些時間熟讀我們的隱私權做法,我們歡迎您的任何疑問或意見,提供我們將產品、服務、內容、廣告做得更好。

本政策涵蓋的內容包括:希平方 如何處理蒐集或收到的個人資料。
本隱私權保護政策只適用於: 希平方 平台,不適用於非 希平方 平台所有或控制的公司,也不適用於非 希平方 僱用或管理之人。

個人資料的收集與使用
當您註冊 希平方 平台時,我們會詢問您姓名、電子郵件、出生日期、職位、行業及個人興趣等資料。在您註冊完 希平方 帳號並登入我們的服務後,我們就能辨認您的身分,讓您使用更完整的服務,或參加相關宣傳、優惠及贈獎活動。希平方 也可能從商業夥伴或其他公司處取得您的個人資料,並將這些資料與 希平方 所擁有的您的個人資料相結合。

我們所收集的個人資料, 將用於通知您有關 希平方 最新產品公告、軟體更新,以及即將發生的事件,也可用以協助改進我們的服務。

我們也可能使用個人資料為內部用途。例如:稽核、資料分析、研究等,以改進 希平方公司 產品、服務及客戶溝通。

瀏覽資料的收集與使用
希平方 自動接收並記錄您電腦和瀏覽器上的資料,包括 IP 位址、希平方 cookie 中的資料、軟體和硬體屬性以及您瀏覽的網頁紀錄。

隱私權政策修訂
我們會不定時修正與變更《隱私權政策》,不會在未經您明確同意的情況下,縮減本《隱私權政策》賦予您的權利。隱私權政策變更時一律會在本頁發佈;如果屬於重大變更,我們會提供更明顯的通知 (包括某些服務會以電子郵件通知隱私權政策的變更)。我們還會將本《隱私權政策》的舊版加以封存,方便您回顧。

服務條款
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上次更新日期:2013-09-09

歡迎您加入看 ”希平方”
感謝您使用我們的產品和服務(以下簡稱「本服務」),本服務是由 希平方 所提供。
本服務條款訂立的目的,是為了保護會員以及所有使用者(以下稱會員)的權益,並構成會員與本服務提供者之間的契約,在使用者完成註冊手續前,應詳細閱讀本服務條款之全部條文,一旦您按下「註冊」按鈕,即表示您已知悉、並完全同意本服務條款的所有約定。如您是法律上之無行為能力人或限制行為能力人(如未滿二十歲之未成年人),則您在加入會員前,請將本服務條款交由您的法定代理人(如父母、輔助人或監護人)閱讀,並得到其同意,您才可註冊及使用 希平方 所提供之會員服務。當您開始使用 希平方 所提供之會員服務時,則表示您的法定代理人(如父母、輔助人或監護人)已經閱讀、了解並同意本服務條款。 我們可能會修改本條款或適用於本服務之任何額外條款,以(例如)反映法律之變更或本服務之變動。您應定期查閱本條款內容。這些條款如有修訂,我們會在本網頁發佈通知。變更不會回溯適用,並將於公布變更起十四天或更長時間後方始生效。不過,針對本服務新功能的變更,或基於法律理由而為之變更,將立即生效。如果您不同意本服務之修訂條款,則請停止使用該本服務。

第三人網站的連結 本服務或協力廠商可能會提供連結至其他網站或網路資源的連結。您可能會因此連結至其他業者經營的網站,但不表示希平方與該等業者有任何關係。其他業者經營的網站均由各該業者自行負責,不屬希平方控制及負責範圍之內。

兒童及青少年之保護 兒童及青少年上網已經成為無可避免之趨勢,使用網際網路獲取知識更可以培養子女的成熟度與競爭能力。然而網路上的確存有不適宜兒童及青少年接受的訊息,例如色情與暴力的訊息,兒童及青少年有可能因此受到心靈與肉體上的傷害。因此,為確保兒童及青少年使用網路的安全,並避免隱私權受到侵犯,家長(或監護人)應先檢閱各該網站是否有保護個人資料的「隱私權政策」,再決定是否同意提出相關的個人資料;並應持續叮嚀兒童及青少年不可洩漏自己或家人的任何資料(包括姓名、地址、電話、電子郵件信箱、照片、信用卡號等)給任何人。

為了維護 希平方 網站安全,我們需要您的協助:

您承諾絕不為任何非法目的或以任何非法方式使用本服務,並承諾遵守中華民國相關法規及一切使用網際網路之國際慣例。您若係中華民國以外之使用者,並同意遵守所屬國家或地域之法令。您同意並保證不得利用本服務從事侵害他人權益或違法之行為,包括但不限於:
A. 侵害他人名譽、隱私權、營業秘密、商標權、著作權、專利權、其他智慧財產權及其他權利;
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C. 冒用他人名義使用本服務;
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E. 干擾或中斷本服務或伺服器或連結本服務之網路,或不遵守連結至本服務之相關需求、程序、政策或規則等,包括但不限於:使用任何設備、軟體或刻意規避看 希平方 - 看 YouTube 學英文 之排除自動搜尋之標頭 (robot exclusion headers);

服務中斷或暫停
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版權宣告
上次更新日期:2013-09-16

希平方 內所有資料之著作權、所有權與智慧財產權,包括翻譯內容、程式與軟體均為 希平方 所有,須經希平方同意合法才得以使用。
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網站連結
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「Chetna Gala Sinha:印度偏鄉女性如何將勇氣轉為資本」- How Women in Rural India Turned Courage into Capital


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I'm here to tell you not just my story but stories of exceptional women from India whom I've met. They continue to inspire me, teach me, guide me in my journey of my life. These are incredible women. They never had an opportunity to go to school, they had no degrees, no travel, no exposure. Ordinary women who did extraordinary things with the greatest of their courage, wisdom and humility. These are my teachers.

For the last three decades, I've been working, staying and living in India and working with women in rural India. I was born and brought up in Mumbai. When I was in college, I met Jayaprakash Narayan, famous Gandhian leader who inspired youth to work in rural India. I went into the villages to work in rural India. I was part of land rights movement, farmers' movement and women's movement. On the same line, I ended up in a very small village, fell in love with a young, handsome, dynamic young farmer-leader who was not very educated, but he could pull the crowd. And so in the passion of youth, I married him and left Mumbai, and went to a small village which did not have running water and no toilet. Honestly, my family and friends were horrified.

I was staying with my family, with my three children in the village, and one day, a few years later one day, a woman called Kantabai came to me. Kantabai said, "I want to open a saving account. I want to save." I asked Kantabai: "You are doing business of blacksmith. Do you have enough money to save? You are staying on the street. Can you save?" Kantabai was insistent. She said, "I want to save because I want to buy a plastic sheet before the monsoons arrive. I want to save my family from rain." I went with Kantabai to the bank. Kantabai wanted to save 10 rupees a day—less than 15 cents. Bank manager refused to open the account of Kantabai. He said Kantabai's amount is too small and it's not worth his time. Kantabai was not asking any loan from the bank. She was not asking any subsidy or grant from the government. What she was asking was to have a safe place to save her hard-earned money. And that was her right. And I went—I said if banks are not opening the account of Kantabai, why not start the bank which will give an opportunity for women like Kantabai to save? And I applied for the banking license to Reserve Bank of India.

No, it was not an easy task. Our license was rejected—

on the grounds—Reserve Bank said that we cannot issue a license to the bank who's promoting members who are nonliterate. I was terrified. I was crying. And by coming back home, I was continuously crying. I told Kantabai and other women that we couldn't get the license because our women are nonliterate. Our women said, "Stop crying. We will learn to read and write and apply again, so what?"

We started our literacy classes. Every day our women would come. They were so determined that after working the whole day, they would come to the class and learn to read and write. After five months, we applied again, but this time I didn't go alone. Fifteen women accompanied me to Reserve Bank of India. Our women told the officer of Reserve Bank, "You rejected the license because we cannot read and write. You rejected the license because we are nonliterate." But they said, "There were no schools when we were growing, so we are not responsible for our noneducation." And they said, "We cannot read and write, but we can count."

And they challenged the officer. "Then tell us to calculate the interest of any principal amount."

"If we are unable to do it, don't give us license. Tell your officers to do it without a calculator and see who can calculate faster."

Needless to say, we got the banking license.

Today, more than 100,000 women are banking with us and we have more than 20 million dollars of capital. This is all women's savings, women capital, no outside investors asking for a business plan. No. It's our own rural women's savings.

I also want to say that yes, after we got the license, today Kantabai has her own house and is staying with her family in her own house for herself and her family.

When we started our banking operations, I could see that our women were not able to come to the bank because they used to lose the working day. I thought if women are not coming to the bank, bank will go to them, and we started doorstep banking. Recently, we starting digital banking. Digital banking required to remember a PIN number. Our women said, "We don't want a PIN number. That's not a good idea." And we tried to explain to them that maybe you should remember the PIN number; we will help you to remember the PIN number. They were firm. They said, "suggest something else," and they—

and they said, "What about thumb?" I thought that's a great idea. We'll link that digital banking with biometric, and now women use the digital financial transaction by using the thumb. And you know what they said? They said, "Anybody can steal my PIN number and take away my hard-earned money, but nobody can steal my thumb."

That reinforced the teaching which I have always learned from women: never provide poor solutions to poor people. They are smart.

A few months later, another woman came to the bank—Kerabai. She mortgaged her gold and took the loan. I asked Kerabai, "Why are you mortgaging your precious jewelry and taking a loan?" Kerabai said, "Don't you realize that it's a terrible drought? There's no food or fodder for the animals. No water. I'm mortgaging gold to buy food and fodder for my animals." And then she asks me, "Can I mortgage gold and get water?" I had no answer. Kerabai challenged me: "You're working in the village with women and finance, but what if one day there's no water? If you leave this village, with whom are you going to do banking?" Kerabai had a valid question, so in this drought, we decided to start the cattle camp in the area. It's where farmers can bring their animals to one place and get fodder and water. It didn't rain. Cattle camp was extended for 18 months. Kerabai used to move around in the cattle camp and sing the songs of encouragement. Kerabai became very popular. It rained and cattle camp was ended, but after cattle camp ended, Kerabai came to our radio—we have community radio which has more than 100,000 listeners. She said, "I want to have a regular show on the radio." Our radio manager said, "Kerabai, you cannot read and write. How will you write the script?" You know what she replied? "I cannot read and write, but I can sing. What's the big deal?"

And today, Kerabai is doing a regular radio program, and not only that, she's become a famous radio jockey and she has been invited by all of the radios, even from Mumbai. She gets the invitation and she does the show.

Kerabai has become a local celebrity. One day I asked Kerabai, "How did you end up singing?" She said, "Shall I tell you the real fact? When I was pregnant with my first child, I was always hungry. I did not have enough food to eat. I did not have enough money to buy food, and so to forget my hunger, I started singing." So strong and wise, no? I always think that our women overcome so many obstacles—cultural, social, financial—and they find out their ways.

I would like to share another story: Sunita Kamble. She has taken a course in a business school, and she has become a veterinary doctor. She's Dalit; she comes from an untouchable caste, but she does artificial insemination in goats. It is a very male-dominated profession and it is all the more difficult for Sunita because Sunita comes from an untouchable caste. But she worked very hard. She did successful goat deliveries in the region and she became a famous goat doctor. Recently, she got a national award. I went to Sunita's house to celebrate—to congratulate her. When I entered the village, I saw a big cutout of Sunita. Sunita was smiling on that picture. I was really surprised to see an untouchable, coming from the village, having a big cutout at the entrance of the village. When I went to her house, I was even more amazed because upper caste leaders—men—were sitting in the house, in her house, and having chai and water, which is very rare in India. Upper caste leaders do not go to an untouchable's house and have chai or water. And they were requesting her to come and address the gathering of the village. Sunita broke centuries-old caste conditioning in India.

Let me come to what the younger generations do. As I'm standing here—I'm so proud as I stand here, from Mhaswad to Vancouver. Back home, Sarita Bhise—she's not even 16 years old. She's preparing herself—she's a part of our sports program, Champions' program. She's preparing herself to represent India in field hockey. And you know where she's going? She's going to represent in 2020 Olympics, Tokyo.

Sarita comes from a very poor shepherd community. I am just—I couldn't be more proud of her.

There are millions of women like Sarita, Kerabai, Sunita, who can be around you also. They can be all over the world, but at first glance you may think that they do not have anything to say, they do not have anything to share. You would be so wrong. I am so lucky that I'm working with these women. They are sharing their stories with me, they are sharing their wisdom with me, and I'm just lucky to be with them. 20 years before—and I'm so proud—we went to Reserve Bank of India and we set up the first rural women's bank. Today they are pushing me to go to National Stock Exchange to set up the first fund dedicated to micro rural women entrepreneurs. They are pushing me to set up the first small finance women's bank in the world. And as one of them said, "My courage is my capital." And I say here, their courage is my capital. And if you want, it can be yours also.

Thank you.

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