下載App 希平方
攻其不背
App 開放下載中
下載App 希平方
攻其不背
App 開放下載中
IE版本不足
你的 IE 瀏覽器太舊了 更新 IE 瀏覽器或點選連結下載 Google Chrome 瀏覽器 前往下載

免費註冊
! 這組帳號已經註冊過了
Email 帳號
密碼請填入 6 位數以上密碼
已經有帳號了?
忘記密碼
! 這組帳號已經註冊過了
您的 Email
請輸入您註冊時填寫的 Email,
我們將會寄送設定新密碼的連結給您。
寄信了!請到信箱打開密碼連結信
密碼信已寄至
沒有收到信嗎? 點這裡重寄一次
如果您尚未收到信,請前往垃圾郵件查看,謝謝!

恭喜您註冊成功!

查看會員功能

註冊未完成

《HOPE English 希平方》服務條款關於個人資料收集與使用之規定

隱私權政策
上次更新日期:2014-12-30

希平方 為一英文學習平台,我們每天固定上傳優質且豐富的影片內容,讓您不但能以有趣的方式學習英文,還能增加內涵,豐富知識。我們非常注重您的隱私,以下說明為當您使用我們平台時,我們如何收集、使用、揭露、轉移及儲存你的資料。請您花一些時間熟讀我們的隱私權做法,我們歡迎您的任何疑問或意見,提供我們將產品、服務、內容、廣告做得更好。

本政策涵蓋的內容包括:希平方 如何處理蒐集或收到的個人資料。
本隱私權保護政策只適用於: 希平方 平台,不適用於非 希平方 平台所有或控制的公司,也不適用於非 希平方 僱用或管理之人。

個人資料的收集與使用
當您註冊 希平方 平台時,我們會詢問您姓名、電子郵件、出生日期、職位、行業及個人興趣等資料。在您註冊完 希平方 帳號並登入我們的服務後,我們就能辨認您的身分,讓您使用更完整的服務,或參加相關宣傳、優惠及贈獎活動。希平方 也可能從商業夥伴或其他公司處取得您的個人資料,並將這些資料與 希平方 所擁有的您的個人資料相結合。

我們所收集的個人資料, 將用於通知您有關 希平方 最新產品公告、軟體更新,以及即將發生的事件,也可用以協助改進我們的服務。

我們也可能使用個人資料為內部用途。例如:稽核、資料分析、研究等,以改進 希平方公司 產品、服務及客戶溝通。

瀏覽資料的收集與使用
希平方 自動接收並記錄您電腦和瀏覽器上的資料,包括 IP 位址、希平方 cookie 中的資料、軟體和硬體屬性以及您瀏覽的網頁紀錄。

隱私權政策修訂
我們會不定時修正與變更《隱私權政策》,不會在未經您明確同意的情況下,縮減本《隱私權政策》賦予您的權利。隱私權政策變更時一律會在本頁發佈;如果屬於重大變更,我們會提供更明顯的通知 (包括某些服務會以電子郵件通知隱私權政策的變更)。我們還會將本《隱私權政策》的舊版加以封存,方便您回顧。

服務條款
歡迎您加入看 ”希平方”
上次更新日期:2013-09-09

歡迎您加入看 ”希平方”
感謝您使用我們的產品和服務(以下簡稱「本服務」),本服務是由 希平方 所提供。
本服務條款訂立的目的,是為了保護會員以及所有使用者(以下稱會員)的權益,並構成會員與本服務提供者之間的契約,在使用者完成註冊手續前,應詳細閱讀本服務條款之全部條文,一旦您按下「註冊」按鈕,即表示您已知悉、並完全同意本服務條款的所有約定。如您是法律上之無行為能力人或限制行為能力人(如未滿二十歲之未成年人),則您在加入會員前,請將本服務條款交由您的法定代理人(如父母、輔助人或監護人)閱讀,並得到其同意,您才可註冊及使用 希平方 所提供之會員服務。當您開始使用 希平方 所提供之會員服務時,則表示您的法定代理人(如父母、輔助人或監護人)已經閱讀、了解並同意本服務條款。 我們可能會修改本條款或適用於本服務之任何額外條款,以(例如)反映法律之變更或本服務之變動。您應定期查閱本條款內容。這些條款如有修訂,我們會在本網頁發佈通知。變更不會回溯適用,並將於公布變更起十四天或更長時間後方始生效。不過,針對本服務新功能的變更,或基於法律理由而為之變更,將立即生效。如果您不同意本服務之修訂條款,則請停止使用該本服務。

第三人網站的連結 本服務或協力廠商可能會提供連結至其他網站或網路資源的連結。您可能會因此連結至其他業者經營的網站,但不表示希平方與該等業者有任何關係。其他業者經營的網站均由各該業者自行負責,不屬希平方控制及負責範圍之內。

兒童及青少年之保護 兒童及青少年上網已經成為無可避免之趨勢,使用網際網路獲取知識更可以培養子女的成熟度與競爭能力。然而網路上的確存有不適宜兒童及青少年接受的訊息,例如色情與暴力的訊息,兒童及青少年有可能因此受到心靈與肉體上的傷害。因此,為確保兒童及青少年使用網路的安全,並避免隱私權受到侵犯,家長(或監護人)應先檢閱各該網站是否有保護個人資料的「隱私權政策」,再決定是否同意提出相關的個人資料;並應持續叮嚀兒童及青少年不可洩漏自己或家人的任何資料(包括姓名、地址、電話、電子郵件信箱、照片、信用卡號等)給任何人。

為了維護 希平方 網站安全,我們需要您的協助:

您承諾絕不為任何非法目的或以任何非法方式使用本服務,並承諾遵守中華民國相關法規及一切使用網際網路之國際慣例。您若係中華民國以外之使用者,並同意遵守所屬國家或地域之法令。您同意並保證不得利用本服務從事侵害他人權益或違法之行為,包括但不限於:
A. 侵害他人名譽、隱私權、營業秘密、商標權、著作權、專利權、其他智慧財產權及其他權利;
B. 違反依法律或契約所應負之保密義務;
C. 冒用他人名義使用本服務;
D. 上載、張貼、傳輸或散佈任何含有電腦病毒或任何對電腦軟、硬體產生中斷、破壞或限制功能之程式碼之資料;
E. 干擾或中斷本服務或伺服器或連結本服務之網路,或不遵守連結至本服務之相關需求、程序、政策或規則等,包括但不限於:使用任何設備、軟體或刻意規避看 希平方 - 看 YouTube 學英文 之排除自動搜尋之標頭 (robot exclusion headers);

服務中斷或暫停
本公司將以合理之方式及技術,維護會員服務之正常運作,但有時仍會有無法預期的因素導致服務中斷或故障等現象,可能將造成您使用上的不便、資料喪失、錯誤、遭人篡改或其他經濟上損失等情形。建議您於使用本服務時宜自行採取防護措施。 希平方 對於您因使用(或無法使用)本服務而造成的損害,除故意或重大過失外,不負任何賠償責任。

版權宣告
上次更新日期:2013-09-16

希平方 內所有資料之著作權、所有權與智慧財產權,包括翻譯內容、程式與軟體均為 希平方 所有,須經希平方同意合法才得以使用。
希平方歡迎你分享網站連結、單字、片語、佳句,使用時須標明出處,並遵守下列原則:

  • 禁止用於獲取個人或團體利益,或從事未經 希平方 事前授權的商業行為
  • 禁止用於政黨或政治宣傳,或暗示有支持某位候選人
  • 禁止用於非希平方認可的產品或政策建議
  • 禁止公佈或傳送任何誹謗、侮辱、具威脅性、攻擊性、不雅、猥褻、不實、色情、暴力、違反公共秩序或善良風俗或其他不法之文字、圖片或任何形式的檔案
  • 禁止侵害或毀損希平方或他人名譽、隱私權、營業秘密、商標權、著作權、專利權、其他智慧財產權及其他權利、違反法律或契約所應付支保密義務
  • 嚴禁謊稱希平方辦公室、職員、代理人或發言人的言論背書,或作為募款的用途

網站連結
歡迎您分享 希平方 網站連結,與您的朋友一起學習英文。

抱歉傳送失敗!

不明原因問題造成傳送失敗,請儘速與我們聯繫!
希平方 x ICRT

「Jacqueline Novogratz:耐心資本主義」- Patient Capitalism


框選或點兩下字幕可以直接查字典喔!

I really am honored to be here, and as Chris said, it's been over 20 years since I started working in Africa. My first introduction was at the Abidjan airport on a sweaty, Ivory Coast morning. I had just left Wall Street, cut my hair to look like Margaret Mead, given away most everything that I owned, and arrived with all the essentials some poetry, a few clothes, and, of course, a guitar—because I was going to save the world, and I thought I would just start with the African continent.

But literally within days of arriving I was told, in no uncertain terms, by a number of West African women, that Africans didn't want saving, thank you very much, least of all not by me. I was too young, unmarried, I had no children, didn't really know Africa, and besides, my French was pitiful. And so, it was an incredibly painful time in my life, and yet it really started to give me the humility to start listening.

I think that failure can be an incredibly motivating force as well, so I moved to Kenya and worked in Uganda, and I met a group of Rwandan women, who asked me, in 1986, to move to Kigali to help them start the first microfinance institution there. And I did, and we ended up naming it Duterimbere, meaning "to go forward with enthusiasm." And while we were doing it, I realized that there weren't a lot of businesses that were viable and started by women, and so maybe I should try to run a business, too. And so I started looking around, and I heard about a bakery that was run by 20 prostitutes. And, being a little intrigued, I went to go meet this group, and what I found was 20 unwed mothers who were trying to survive.

And it was really the beginning of my understanding the power of language, and how what we call people so often distances us from them, and makes them little. I also found out that the bakery was nothing like a business, that, in fact, it was a classic charity run by a well-intentioned person, who essentially spent 600 dollars a month to keep these 20 women busy making little crafts and baked goods, and living on 50 cents a day, still in poverty. So, I made a deal with the women. I said, "Look, we get rid of the charity side, and we run this as a business and I'll help you." They nervously agreed. I nervously started, and, of course, things are always harder than you think they're going to be.

First of all, I thought, well, we need a sales team, and we clearly aren't the A-Team here, so let's—I did all this training. And the epitome was when I literally marched into the streets of Nyamirambo, which is the popular quarter of Kigali, with a bucket, and I sold all these little doughnuts to people, and I came back, and I was like, "You see?" And the women said, "You know, Jacqueline, who in Nyamirambo is not going to buy doughnuts out of an orange bucket from a tall American woman?" And like, it's a good point.

So then I went the whole American way, with competitions, team and individual. Completely failed, but over time, the women learnt to sell on their own way. And they started listening to the marketplace, and they came back with ideas for cassava chips, and banana chips, and sorghum bread, and before you knew it, we had cornered the Kigali market, and the women were earning three to four times the national average. And with that confidence surge, I thought, "Well, it's time to create a real bakery, so let's paint it." And the women said, "That's a really great idea." And I said, "Well, what color do you want to paint it?" And they said, "Well, you choose." And I said, "No, no, I'm learning to listen. You choose. It's your bakery, your street, your country—not mine." But they wouldn't give me an answer. So, one week, two weeks, three weeks went by, and finally I said, "Well, how about blue?" And they said, "Blue, blue, we love blue. Let's do it blue." So, I went to the store, I brought Gaudence, the recalcitrant one of all, and we brought all this paint and fabric to make curtains, and on painting day, we all gathered in Nyamirambo, and the idea was we would paint it white with blue as trim, like a little French bakery. But that was clearly not as satisfying as painting a wall of blue like a morning sky.

So, blue, blue, everything became blue. The walls were blue, the windows were blue, the sidewalk out front was painted blue. And Aretha Franklin was shouting "R-E-S-P-E-C-T," the women's hips were swaying and little kids were trying to grab the paintbrushes, but it was their day. And at the end of it, we stood across the street and we looked at what we had done, and I said, "It is so beautiful." And the women said, "It really is." And I said, "And I think the color is perfect," and they all nodded their head, except for Gaudence, and I said, "What?" And she said, "Nothing." And I said, "What?" And she said, "Well, it is pretty, but, you know, our color, really, it is green." And I learned then that listening isn't just about patience, but that when you've lived on charity and dependent your whole life long, it's really hard to say what you mean. And, mostly because people never really ask you, and when they do, you don't really think they want to know the truth. And so then I learned that listening is not only about waiting, but it's also learning how better to ask questions.

And so, I lived in Kigali for about two and a half years, doing these two things, and it was an extraordinary time in my life. And it taught me three lessons that I think are so important for us today, and certainly in the work that I do. The first is that dignity is more important to the human spirit than wealth. As Eleni has said, when people gain income, they gain choice, and that is fundamental to dignity. But as human beings, we also want to see each other, and we want to be heard by each other, and we should never forget that. The second is that traditional charity and aid are never going to solve the problems of poverty.

I think Andrew pretty well covered that, so I will move to the third point, which is that markets alone also are not going to solve the problems of poverty. Yes, we ran this as a business, but someone needed to pay the philanthropic support that came into the training, and the management support, the strategic advice and, maybe most important of all, the access to new contacts, networks and new markets. And so, on a micro level, there's a real role for this combination of investment and philanthropy. And on a macro level—some of the speakers have inferred that even health should be privatized. But, having had a father with heart disease, and realizing that what our family could afford was not what he should have gotten, and having a good friend step in to help, I really believe that all people deserve access to health at prices they can afford. I think the market can help us figure that out, but there's got to be a charitable component, or I don't think we're going to create the kind of societies we want to live in.

And so, it was really those lessons that made me decide to build Acumen Fund about six years ago. It's a nonprofit, venture capital fund for the poor, a few oxymorons in one sentence. It essentially raises charitable funds from individuals, foundations and corporations, and then we turn around and we invest equity and loans in both for-profit and nonprofit entities that deliver affordable health, housing, energy, clean water to low income people in South Asia and Africa, so that they can make their own choices. We've invested about 20 million dollars in 20 different enterprises, and have, in so doing, created nearly 20,000 jobs, and delivered tens of millions of services to people who otherwise would not be able to afford them.

I want to tell you two stories. Both of them are in Africa. Both of them are about investing in entrepreneurs who are committed to service, and who really know the markets. Both of them live at the confluence of public health and enterprise, and both of them, because they're manufacturers, create jobs directly, and create incomes indirectly, because they're in the malaria sector, and Africa loses about 13 billion dollars a year because of malaria. And so as people get healthier, they also get wealthier.

The first one is called Advanced Bio-Extracts Limited. It's a company built in Kenya about seven years ago by an incredible entrepreneur named Patrick Henfrey and his three colleagues. These are old-hand farmers who've gone through all the agricultural ups and downs in Kenya over the last 30 years. Now, this plant is an Artemisia plant; it's the basic component for artemisinin, which is the best-known treatment for malaria. It's indigenous to China and the Far East, but given that the prevalence of malaria is here in Africa, Patrick and his colleagues said, "Let's bring it here, because it's a high value-add product." The farmers get three to four times the yields that they would with maize.

And so, using patient capital—money that they could raise early on, that actually got below market returns and was willing to go the long haul and be combined with management assistance, strategic assistancethey've now created a company where they purchase from 7,500 farmers. So that's about 50,000 people affected. And I think some of you may have visitedthese farmers are helped by KickStart and TechnoServe, who help them become more self-sufficient. They buy it, they dry it and they bring it to this factory, which was purchased in part by, again, patient capital from Novartis, who has a real interest in getting the powder so that they can make Coartem. Acumen's been working with ABE for the past year, year and a half, both on looking at a new business plan, and what does expansion look like, helping with management support and helping to do term sheets and raise capital. And I really understood what patient capital meant emotionally in the last month or so. Because the company was literally 10 days away from proving that the product they produced was at the world-quality level needed to make Coartem, when they were in the biggest cash crisis of their history.

And we called all of the social investors we know. Now, some of these same social investors are really interested in Africa and understand the importance of agriculture, and they even helped the farmers. And even when we explained that if ABE goes away, all those 7,500 jobs go away too, we sometimes have this bifurcation between business and the social. And it's really time we start thinking more creatively about how they can be fused. So Acumen made not one, but two bridge loans, and the good news is they did indeed meet world-quality classification and are now in the final stages of closing a 20-million-dollar round, to move it to the next level, and I think that this will be one of the more important companies in East Africa.

This is Samuel. He's a farmer. He was actually living in the Kibera slums when his father called him and told him about Artemisia and the value-add potential. So he moved back to the farm, and, long story short, they now have seven acres under cultivation. Samuel's kids are in private school, and he's starting to help other farmers in the area also go into Artemisia productiondignity being more important than wealth.

The next one, many of you know. I talked about it a little at Oxford two years ago, and some of you visited A to Z manufacturing, which is one of the great, real companies in East Africa. It's another one that lives at the confluence of health and enterprise. And this is really a story about a public-private solution that has really worked. It started in Japan. Sumitomo had developed a technology essentially to impregnate a polyethylene-based fiber with organic insecticide, so you could create a bed net, a malaria bed net, that would last five years and not need to be re-dipped.

It could alter the vector, but like Artemisia, it had been produced only in East Asia. And as part of its social responsibility, Sumitomo said, "Why don't we experiment with whether we can produce it in Africa, for Africans?" UNICEF came forward and said, "We'll buy most of the nets, and then we'll give them away, as part of the global fund's and the U.N.'s commitment to pregnant women and children, for free."Acumen came in with the patient capital, and we also helped to identify the entrepreneur that we would all partner with here in Africa, and Exxon provided the initial resin.

Well, in looking around for entrepreneurs, there was none better that we could find on earth than Anuj Shah, in A to Z manufacturing company. It's a 40-year-old company, it understands manufacturing. It's gone from socialist Tanzania into capitalist Tanzania, and continued to flourish. It had about 1,000 employees when we first found it. And so, Anuj took the entrepreneurial risk here in Africa to produce a public good that was purchased by the aid establishment to work with malaria.

And, long story short, again, they've been so successful. In our first year, the first net went off the line in October of 2003. We thought the hitting-it-out-of-the-box number was 150,000 nets a year. This year, they are now producing eight million nets a year, and they employ 5,000 people, 90 percent of whom are women, mostly unskilled. They're in a joint venture with Sumitomo. And so, from an enterprise perspective for Africa, and from a public health perspective, these are real successes.

But it's only half the story if we're really looking at solving problems of poverty, because it's not long-term sustainable. It's a company with one big customer. And if avian flu hits, or for any other reason the world decides that malaria is no longer as much of a priority, everybody loses. And so, Anuj and Acumen have been talking about testing the private sector, because the assumption that the aid establishment has made is that, look, in a country like Tanzania, 80 percent of the population makes less than two dollars a day. It costs, at manufacturing point, six dollars to produce these, and it costs the establishment another six dollars to distribute it, so the market price in a free market would be about 12 dollars per net. Most people can't afford that, so let's give it away free. And we said, "Well, there's another option. Let's use the market as the best listening device we have, and understand at what price people would pay for this, so they get the dignity of choice. We can start building local distribution, and actually, it can cost the public sector much less."

And so we came in with a second round of patient capital to A to Z, a loan as well as a grant, so that A to Z could play with pricing and listen to the marketplace, and found a number of things. One, that people will pay different prices, but the overwhelming number of people will come forth at one dollar per net and make a decision to buy it. And when you listen to them, they'll also have a lot to say about what they like and what they don't like. And that some of the channels we thought would work didn't work. But because of this experimentation and iteration that was allowed because of the patient capital, we've now found that it costs about a dollar in the private sector to distribute, and a dollar to buy the net. So then, from a policy perspective, when you start with the market, we have a choice. We can continue going along at 12 dollars a net, and the customer pays zero, or we could at least experiment with some of it, to charge one dollar a net, costing the public sector another six dollars a net, give the people the dignity of choice, and have a distribution system that might, over time, start sustaining itself.

We've got to start having conversations like this, and I don't think there's any better way to start than using the market, but also to bring other people to the table around it. Whenever I go to visit A to Z, I think of my grandmother, Stella. She was very much like those women sitting behind the sewing machines. She grew up on a farm in Austria, very poor, didn't have very much education. She moved to the United States, where she met my grandfather, who was a cement hauler, and they had nine children. Three of them died as babies. My grandmother had tuberculosis, and she worked in a sewing machine shop, making shirts for about 10 cents an hour. She, like so many of the women I see at A to Z, worked hard every day, understood what suffering was, had a deep faith in God, loved her children and would never have accepted a handout. But because she had the opportunity of the marketplace, and she lived in a society that provided the safety of having access to affordable health and education, her children and their children were able to live lives of real purpose and follow real dreams.

I look around at my siblings and my cousins—and as I said, there are a lot of us—and I see teachers and musicians, hedge fund managers, designers. One sister who makes other people's wishes come true. And my wish, when I see those women, I meet those farmers, and I think about all the people across this continent who are working hard every day, is that they have that sense of opportunity and possibility, and that they also can believe and get access to services, so that their children, too, can live those lives of great purpose. It shouldn't be that difficult. But what it takes is a commitment from all of us to essentially refuse trite assumptions, get out of our ideological boxes. It takes investing in those entrepreneurs that are committed to service as well as to success. It takes opening your arms, both, wide, and expecting very little love in return, but demanding accountability, and bringing the accountability to the table as well. And most of all, most of all, it requires that all of us have the courage and the patience, whether we are rich or poor, African or non-African, local or diaspora, left or right, to really start listening to each other. Thank you.

播放本句

登入使用學習功能

使用Email登入

HOPE English 播放器使用小提示

  • 功能簡介

    單句重覆、上一句、下一句:顧名思義,以句子為單位重覆播放,單句重覆鍵顯示橘色時為重覆播放狀態;顯示灰色時為正常播放狀態。按上一句鍵、下一句鍵時就會自動重覆播放該句。
    收錄佳句:點擊可增減想收藏的句子。

    中、英文字幕開關:中、英文字幕按鍵為綠色為開啟,灰色為關閉。鼓勵大家搞懂每一句的內容以後,關上字幕聽聽看,會發現自己好像在聽中文說故事一樣,會很有成就感喔!
    收錄單字:用滑鼠框選英文單字可以收藏不會的單字。
  • 分享
    如果您覺得本篇短片很有趣或很喜歡,在短片結束時有分享連結,可以分享給朋友一同欣賞,一起看YouTube學英文!

    或是您有收錄很優秀的句子時,也可以分享佳句給大家,一同看佳句學英文!